Tips for Hiring an Insurance Claim Attorney
In as much as you may have paid a good amount of money for coverage and quality claim service, you may still need to fight for your insurance claims in case you suffer loss due to fire, theft or any other form of calamity. An insurance claim attorney may come in handy if you are not sure about your rights and having a hard time trusting your insurance company. Finding the right insurance claim attorney may, however, be a daunting task considering that they are on a high increase in the industry. When hiring an insurance claim attorney, you should look into the following tips to make the right choice.
The experience and area of specialty are some of the most crucial aspects you should consider when hiring an insurance claim attorney. You should settle on an attorney that has considerable experience in representing policyholders like you in insurance coverage or even bad faith litigation. In case the insurance claim attorney of your choice was successful in getting a fair settlement for his or her clients, you have a high chance of getting a similar outcome, hence the need to have an idea about the volume o relevant cases he or she has handled, and their outcome. An attorney whose main area of specialty is insurance claim law will guarantee you exceptional services since he or she has the knowledge and expertise needed. You can ask for the attorney’s credentials and portfolio to determine his or her capability of handling your insurance claim case.
An effective way of finding the best insurance claim attorney is to ask for referrals from friends, family or well-reputed lawyers that mingled with such insurance specialists. You can also search on your state’s portal for attorney’s who specialize in insurance claims, and even interview various potential candidates in regards to their insurance expertise and trial experience. In as much as a lawsuit is a huge undertaking, it is also considered an effective way of solving a major claim fairly, hence the need to engage the services of an insurance claim attorney that you have confidence in his or her services.
Among the factors you should put into consideration when hiring an insurance claim attorney is the fee structure. You can either opt for an insurance claim attorney that charges his or her fees on an hourly basis, or one that is paid on a contingency fee agreement depending on your preferences. Considering that most policyholders in dispute with their insurers are unable to afford to pay an attorney in an hourly basis, they tend to settle on attorneys that work under contingent fee agreement, through which they only get paid in case the client recovers money in the settlement.